By team
Where the cost sits, team by team
Payments
Core banking rails · 17 engineers
against $124,819 average of the prior 3 months
$79,442
$4,673 per engineer in Oct
What is driving it
Measured against the departmental position
- 41%
Refinement quality
of items entered development without agreed acceptance criteria
- 3.1
WIP per engineer
against a departmental average of 1.9
- 57 days
Rework
spent redoing work already called done
- 13.5 days
Median cycle time
against 9 days across the department
Most expensive items in Payments
Open one to see its arithmetic
| Item | Cost | |||
|---|---|---|---|---|
Transaction monitoring thresholds (wave 2) PAY-6599·Compliance· no acceptance criteria | 39d | +30d | 0.6d | $6,552 |
Multi-currency balance view PAY-6915·Feature· no acceptance criteria | 29d | +20d | 2.9d | $4,158 |
Joint account switching (legacy core) PAY-6714·Feature· no acceptance criteria | 33d | +24d | 1.2d | $4,080 |
Shared account permissions (SME book) PAY-6739·Feature· no acceptance criteria | 29d | +20d | - | $2,810 |
Statement PDF missing last page (back book) PAY-6688·Defect· no acceptance criteria | 22d | +13d | 3.9d | $2,626 |
74 items completed in Payments in October 2026. The five above account for 25.5% of its cost of delay.