By team
Where the cost sits, team by team
Payments
Core banking rails · 17 engineers
against $137,598 average of the prior 3 months
$109,315
$6,430 per engineer in Sep
What is driving it
Measured against the departmental position
- 41%
Refinement quality
of items entered development without agreed acceptance criteria
- 3.1
WIP per engineer
against a departmental average of 1.9
- 78 days
Rework
spent redoing work already called done
- 15 days
Median cycle time
against 9 days across the department
Most expensive items in Payments
Open one to see its arithmetic
| Item | Cost | |||
|---|---|---|---|---|
Sanctions list refresh cadence (legacy core) PAY-6124·Compliance· no acceptance criteria | 38d | +29d | 0.8d | $7,898 |
Transaction monitoring thresholds (branch channel) PAY-6032·Compliance· no acceptance criteria | 44d | +35d | - | $6,318 |
Transaction monitoring thresholds (back book) PAY-6202·Compliance | 33d | +24d | - | $5,424 |
Savings goal round-ups PAY-6089·Feature· no acceptance criteria | 33d | +24d | 2.2d | $4,240 |
Multi-currency balance view PAY-6254·Feature· no acceptance criteria | 36d | +27d | - | $3,848 |
74 items completed in Payments in September 2026. The five above account for 25.4% of its cost of delay.