By team
Where the cost sits, team by team
Payments
Core banking rails · 17 engineers
against $139,010 average of the prior 3 months
$139,803
$8,224 per engineer in Aug
What is driving it
Measured against the departmental position
- 41%
Refinement quality
of items entered development without agreed acceptance criteria
- 3.1
WIP per engineer
against a departmental average of 1.9
- 81 days
Rework
spent redoing work already called done
- 17 days
Median cycle time
against 9 days across the department
Most expensive items in Payments
Open one to see its arithmetic
| Item | Cost | |||
|---|---|---|---|---|
Consumer duty outcome reporting PAY-5500·Compliance· no acceptance criteria | 52d | +43d | 0.9d | $10,745 |
Consumer duty outcome reporting (phase 2) PAY-5676·Compliance· no acceptance criteria | 56d | +47d | - | $8,672 |
Complaints root cause reporting PAY-5581·Compliance· no acceptance criteria | 42d | +33d | - | $6,996 |
Consumer duty outcome reporting PAY-5811·Compliance· no acceptance criteria | 46d | +37d | 1d | $6,403 |
Sanctions list refresh cadence (back book) PAY-5649·Compliance | 38d | +29d | - | $4,510 |
82 items completed in Payments in August 2026. The five above account for 26.7% of its cost of delay.