By team
Where the cost sits, team by team
Payments
Core banking rails · 17 engineers
against $144,039 average of the prior month
$147,652
$8,685 per engineer in Jun
What is driving it
Measured against the departmental position
- 41%
Refinement quality
of items entered development without agreed acceptance criteria
- 3.1
WIP per engineer
against a departmental average of 1.9
- 58 days
Rework
spent redoing work already called done
- 22 days
Median cycle time
against 9 days across the department
Most expensive items in Payments
Open one to see its arithmetic
| Item | Cost | |||
|---|---|---|---|---|
Consumer duty outcome reporting (wave 2) PAY-4553·Compliance· no acceptance criteria | 52d | +43d | 2.3d | $11,860 |
Records retention schedule (retail book) PAY-4865·Compliance· no acceptance criteria | 52d | +43d | 2.2d | $8,519 |
Records retention schedule (branch channel) PAY-4739·Compliance· no acceptance criteria | 52d | +43d | - | $8,321 |
Consumer duty outcome reporting PAY-4783·Compliance· no acceptance criteria | 56d | +47d | 0.7d | $7,062 |
Sanctions list refresh cadence (wave 1) PAY-4762·Compliance | 36d | +27d | - | $7,020 |
74 items completed in Payments in June 2026. The five above account for 29% of its cost of delay.