By team
Where the cost sits, team by team
Payments
Core banking rails · 17 engineers
against $145,845 average of the prior 2 months
$125,339
$7,373 per engineer in Jul
What is driving it
Measured against the departmental position
- 41%
Refinement quality
of items entered development without agreed acceptance criteria
- 3.1
WIP per engineer
against a departmental average of 1.9
- 42 days
Rework
spent redoing work already called done
- 16 days
Median cycle time
against 9 days across the department
Most expensive items in Payments
Open one to see its arithmetic
| Item | Cost | |||
|---|---|---|---|---|
Consumer duty outcome reporting PAY-5314·Compliance· no acceptance criteria | 46d | +37d | 2.2d | $7,453 |
Operational resilience evidence pack (wave 1) PAY-5226·Compliance· no acceptance criteria | 53d | +44d | - | $7,194 |
Third party supplier register PAY-5375·Compliance· no acceptance criteria | 35d | +26d | - | $5,096 |
PSD2 consent renewal journey PAY-5322·Compliance· no acceptance criteria | 25d | +16d | 2.4d | $4,656 |
Operational resilience evidence pack (wave 2) PAY-5350·Compliance· no acceptance criteria | 28d | +19d | - | $4,598 |
80 items completed in Payments in July 2026. The five above account for 23.1% of its cost of delay.